Card payments taken before your batch cut-off time are deposited in your bank account the next business day. Payments from Friday, Saturday, and Sunday are deposited on Monday.
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Deposit late or missing? See I'm Missing My Deposits.
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Need your money sooner? See Set Up Same-Day and Instant Payouts.
Prerequisites: This feature requires Credit Card Processing.
Your deposit won't always match your Transaction List for the same day, because deposits are grouped by your batch cut-off time, not by calendar day.
Your business uses one of two cut-off times. When you get your money depends on which one you use:
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3 PM PT / 6 PM ET (default): Payments taken before 3 PM PT are deposited in your bank account the next business day.
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12 AM PT / 3 AM ET (midnight): Payments taken during the day are batched at midnight. Depending on your bank, funds can arrive as early as later that same morning.
Payments taken after your cut-off time are included in the next day's batch.
Banks don't process deposits on weekends, so payments from Friday, Saturday, and Sunday are deposited on Monday. If Monday is a bank holiday, they're deposited on Tuesday.
To switch to the midnight batch, see Change Your Batch Cut-Off Time.
|
Payments Taken on (Before Batch Time) |
Deposited on |
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|---|---|---|
|
Monday |
→ |
Tuesday |
|
Tuesday |
→ |
Wednesday |
|
Wednesday |
→ |
Thursday |
|
Thursday |
→ |
Friday |
|
Friday |
→ |
Monday |
|
Saturday |
→ |
Monday |
|
Sunday |
→ |
Monday |
Businesses can receive funds as early as 10:30 AM local time (dependent on your bank's capabilities for quick processing).
Delays in your deposits may occur if banks are closed on holidays. As a rule of thumb:
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Transactions processed on a holiday are deposited the following business day.
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Deposits landing on a holiday will be deposited the following business day.
|
2026 |
2027 |
2028 |
|
|---|---|---|---|
|
New Year's Day |
January 1 |
January 1 |
January 1* |
|
Martin Luther King Jr. Day |
January 19 |
January 18 |
January 17 |
|
Presidents' Day |
February 16 |
February 15 |
February 21 |
|
Memorial Day |
May 25 |
May 31 |
May 29 |
|
Juneteenth |
June 19 |
June 19* |
June 19 |
|
Independence Day |
July 4* |
July 4** |
July 4 |
|
Labor Day |
September 7 |
September 6 |
September 4 |
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Columbus Day |
October 12 |
October 11 |
October 9 |
|
Veterans Day |
November 11 |
November 11 |
November 11* |
|
Thanksgiving Day |
November 26 |
November 25 |
November 23 |
|
Christmas Day |
December 25 |
December 25* |
December 25 |
Note
* This holiday falls on a Saturday. The deposit schedule is not affected.
** This holiday falls on a Sunday. All deposits scheduled for Monday will be deposited the following Tuesday.
A batch is a group of credit card transactions processed together at a specific batch cut-off time each day. Vagaro groups your day’s credit card sales into a batch, then sends that batch to your bank for deposit. You get the total amount from those transactions minus processing fees. Any refunds you issued and any Vagaro Capital repayments are also deducted. Buy Now, Pay Later payments aren't included and are deposited separately.
The following online-only banks are not supported for deposits with Vagaro. If you add any of the banks below, you will not receive your funds. If you already set up deposits using one of the banks below, you must change the bank in your Merchant Account.
You can view your available funds from your Merchant Account, Deposits Report, and Notification Panel . The balance shown includes all transactions made throughout the day, as well as any rent collection payments, after deducting merchant processing fees, Vagaro Capital payments, and customer refunds. Buy Now, Pay Later transactions will not appear in your balance and will be deposited separately.
The Deposit Balance shown in your account includes funds that have been processed and are ready for transfer. It will be set to zero at the batch time (3 PM PT or 12 AM PT), meaning that your funds have been processed and are on the way! There is also a two-hour processing delay for new credit card transactions. For example, if your balance shows $2,000 at 5:00 PM and you process another $100 at 5:30 PM, that $100 won’t appear in your balance until around 7:30 PM. Only funds shown in your balance can be deposited instantly.
To see available funds:
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Go to your Merchant Account settings:
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Vagaro Pro App: Select More
→ .
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Computer: In the top-right corner, select your profile icon, then select Merchant Accounts.
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Optionally, if the business has multiple Merchant Accounts, you can change the selected account in the Merchant Account list.
Your Deposit Balance appears. You can also see your next Scheduled Deposit day or select the Info chip to see all transactions included in your balance.
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