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Canada - Credit Card Processing Fees and Rates

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Donna J
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Vagaro offers competitive credit card processing rates and a wide range of other benefits, including the ability to sell services, products, memberships, and gift certificates online, store credit cards, create cancellation and no-show policies, and require credit card payments online. 

Vagaro offers merchant services to businesses in Canada and

Let's take a closer look at the fees, rates, and benefits of signing up with Vagaro Merchant Services!

Note: The rate shown in bold below is for dipped (inserted into the reader) or tapped (the card touches the reader) transactions.

 

Credit Card Processing Rates for Canada

Per Dip or Tap Typed-In Interac
2.65% 3.4% $0.10

 

Additional Fees

  • ACH Return ($25 CAD): Customers are required to keep banking information up to date. If the account information on file is wrong, to no fault of VMS, and/or we fail to verify your bank account information based on the information you provided, a $25 CAD fee will be charged for any returned deposit due to inaccurate bank account information.

  • Chargeback ($25 CAD): Upon a consumer initiating a chargeback, the consumer’s financial institution immediately and without notice impounds the exact amount of funds at dispute from your account. We will provide details of the chargeback transaction, instructions/process on how to dispute, and impose a $25 CAD fee.

  • Settlement Transaction Reject ($25 CAD): If your account is frozen or impacted due to a negative status, your financial institution may reject deposits. Each rejected deposit will automatically incur a $25 CAD fee.

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