Here's all you need to know about credit card batch schedules and when credit card transactions deposit to the bank account.
Related Articles:
- Vagaro Credit Card Processing Fees and Rates
- How to Run a Transaction Report and Find Customer Transactions
- How to Know if your Credit Card Application Has Been Approved
Let's get started!
When Do Deposits Batch?
| Batch Day | Deposit Day | Duration |
| Monday | Tuesday | 1 Day |
| Tuesday | Wednesday | 1 Day |
| Wednesday | Thursday | 1 Day |
| Thursday | Friday | 1 Day |
| Friday | Monday | 2 Day |
| Saturday | Tuesday | 2 Days |
| Sunday | Tuesday | 2 Days |
*Remember, transactions that occur before 3 PM Pacific Time or 6 PM Eastern Time are included in a single batch. It then takes about 24 hours to deposit to the bank account. One of the few exceptions are transactions that occur after 3 PM on Friday as well as those that happen on Saturday or Sunday. These take 2 days to deposit to the bank. This is due to banks being closed on Sundays. If a transaction occurs after the 3 PM cut off time, it's included in the next day's batch. There also is a two-day deposit time for transactions that occur before a holiday.
Who do I contact if I have questions?
You can call Vagaro directly at 800-919-0157. We are available 7 days a week, Monday through Friday from 6 AM - 7 PM, Saturday 7 AM - 5 PM and Sunday 7 AM - 4 PM. These times are all in Pacific Time. You can also email us at support@vagaro.com.
Who do I contact to order my free reader?
Once your credit card application is approved, you'll be prompted to order your free reader. For more information, click this link: How Do I Get a Free Reader?
You can also contact Vagaro directly at 800-919-0157 x2. We are available 7 days a week, Monday - Friday from 6 AM - 7 PM, Saturday 7 AM - 5 PM and Sunday 7 AM - 4 PM. These times are all in Pacific Time.
Non-Qualified Fees
Non-Qualified fees are a range of higher interchange rates that are bucketed into a single-line item. The bank defines these as fees assessed by Visa/MasterCard on transactions they deem riskier and/or costly. Unqualified fees are usually assessed due to typed-in transactions, corporate cards, foreign credit cards, and certain rewards/bonus/cashback/airline type cards.
Transactions that occur on Holidays
If a transaction occurs on a holiday, this means that it will deposit to your bank account in two days. This is different than the normal schedule, in which transactions typically take about a day to deposit, with exceptions to weekends since the banks are closed on Sundays.
To view the complete 2018-2022 holiday schedule as observed by the Federal Reserve System, click this link: How the Holiday Schedule Affects Your Credit Card Deposits.
Comments
5 comments
Will you receive automatic emails after each credit card transaction and Batch reports daily from the Vagaro account?
I would like to know the answer to this question as well. I use to have a settlement report and this is missing with the new mercahant. Please help.
Please change credit card processor from big business to small business card processor
what time is the cut off everyday for the deposit that are made the next day?????
Hi Marvin. The batch cut off time is 3 PM Pacific Time.
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