Credit Card Batch Deposit Schedule

Here's all you need to know about credit card batch schedules and when credit card transactions deposit to your bank account.

Note: This article refers to the batch deposit schedule for customers in the United States. For articles on credit card processing in other countries, go to the Vagaro International Support category.

Vagaro Credit Card Processing Fees and Rates

When Do Deposits Batch?

Batch Day	Deposit Day	Duration
Monday	Tuesday	1 Day
Tuesday	Wednesday	1 Day
Wednesday	Thursday	1 Day
Thursday	Friday	1 Day
Friday	Tuesday	3 Days
Saturday	Tuesday	2 Days
Sunday	Tuesday	2 Days

Remember, transactions that occur before 3 PM Pacific Time / 6 PM Eastern Time are included in a single batch. It then takes about 24 hours to deposit to your bank account. Transactions that occur after 3 PM on Friday, as well as those that happen on Saturday or Sunday, take 2 days to deposit to your bank. This is because banks are closed on Sundays.

If a transaction occurs after the 3 PM cut-off time, it's included in the next day's batch. There also is a two-day deposit time for transactions that occur before a holiday.

Can I Change the Batch Time?

Yes. You can change the batch time to midnight. Send a request to support@vagaro.com or call 800-919-0157. Please note that this delays the deposit date. Transactions will take 48 hours to deposit to your bank.

Who do I contact if I have questions?

Call Vagaro directly at 800-919-0157. We are available 7 days a week. You can also email us at support@vagaro.com.

Transactions that occur on Holidays

If a transaction occurs on a holiday it will deposit into your bank account in two days. This is different than the normal schedule, shown above, with exceptions for weekends since banks are closed on Sundays.

To view the complete 2018-2022 holiday schedule as observed by the Federal Reserve System, click this link: How Holidays Affect Credit Card Deposits.

Comments

5 comments

Gwendolyn McCathorine

November 13, 2016 05:40
Will you receive automatic emails after each credit card transaction and Batch reports daily from the Vagaro account?
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Kiki Williams

February 12, 2017 21:54
I would like to know the answer to this question as well. I use to have a settlement report and this is missing with the new mercahant. Please help.
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Nafisa Sobirov

June 14, 2017 21:15
Please change credit card processor from big business to small business card processor
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Marvin Varela

June 06, 2019 12:55
what time is the cut off everyday for the deposit that are made the next day?????
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Charles I

June 06, 2019 16:07
Hi Marvin. The batch cut off time is 3 PM Pacific Time.
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