Businesses that fall under the following restricted services and business practices are restricted from using Vagaro Merchant Services. This list of restricted services comes from the Vagaro Merchant Services Terms of Use and/or Network Rules or the requirements of our financial services providers. The restricted services are by no means an exhaustive list. By registering with us, you are confirming that you will not use Vagaro to accept payments for the following restricted services or provide said services, business activities, or business practices.
Some common compliance issues we see are:
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Businesses selling furniture and equipment.
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Services or products related to ketamine.
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Charging a card owned by the business or employee.
Med Spas, including IV Bars, must have a licensed provider, and you may be asked to provide the medical/physician licensing.
These restrictions may include, but are not limited to, the use of pharmaceuticals (e.g., Botox, Dysport, Juvederm, Toradol, Ketorolac. Pharmaceuticals cannot be shipped or sold Online/Mail Order/Phone Order Ketamine is not supported for credit card processing with Vagaro.
Prescription payments must be in person only where the customer hands you a credit card. No online transactions or credit card numbers typed in even at your location will be allowed.
You may not use the Services for Your benefit or the benefit of another, for any activities Vagaro Merchant Services has identified as a prohibited service or business or activity (collectively, “Restricted Services and Businesses”). Please review the list of Prohibited Services and Businesses thoroughly before registering for and opening a Vagaro Merchant Account. If You are uncertain whether a service, business, or activity is prohibited or have questions about how these restrictions apply to You, please contact us. You may not use the Services to facilitate illegal Transactions. You will not authorize or otherwise encourage any third party to (a) interfere or attempt to interfere with the proper working of Vagaro Merchant Services or prevent others from using the Vagaro Merchant Services, or (b) use Vagaro Merchant Services for any fraudulent or unlawful purpose. Violation of any of the foregoing may result in immediate termination of this Agreement, at Vagaro Merchant Service’s sole discretion, and may subject You to state and federal penalties and other legal consequences. You agree that Your website shall comply with the following standard guidelines:
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Adult goods
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Fetish products
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Content: Books, magazines, audio, videos, websites, streaming services, and other content formats deemed offensive or of a sexual nature.
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Entertainment: Gentleman's clubs, topless bars, strip clubs, sexually oriented massage parlors, saunas, escort agencies, or any sexually related services
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Male Enhancements
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Bearer share entities
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Binary options
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Credit repair and credit protection business
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Debt repayment and collection agency
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E-wallet or e-money that can be monetized, re-sold, or converted to physical and digital goods and services or otherwise exit the virtual world.
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Financial service or money service business, including but not limited to:
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Traveler checks
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Money orders
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Foreign exchange
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Check cashing
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Virtual currencies
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Cash advances by non-financial institutes
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Fines or penalty collections of any kind
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Independent or unlicensed financial advisors
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Insurance sales and services (life)
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Insurance sales and services (non-life)
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Money transfer & remittance businesses
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Payday loans, unsecured loans, and loans originating from non-FDIC-insured banks
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Payroll, invoice & business services
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Provider or seller prepaid access/stored value
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Shell banks
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Counterfeit products, replicas, or designed infringements of them, including products designed to circumvent IP
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Essay mills, paper mills where the intent is to falsely submit documents as their own work
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Products designed to circumvent copyright protection techniques or to otherwise facilitate the unlicensed use of copyrighted material
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Business investment opportunities operating as ‘get rich quick schemes’
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Business models that use ransom- or extortion-like practices
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Business practices that are designed to evade excessive chargeback monitoring programs
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Data pass
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Deceptive marketing tactics related to disclosure, false or inaccurate claims, before/after claims, endorsements, cancellation or refunds avoidance, pre-checked opt-ins, poorly disclosed negative options, misappropriation of incentives, disproportionate rebates, sweepstakes
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Fake references and other services or products that foster deception
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Inbound telemarking for postcards or mailings
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Products or services that promote hate, violence, discrimination, terrorism, harassment, or abuse in any shape or form
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Pyramid selling, chain letters, or other financial scams
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Airlines
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Ancestry research
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Animals and wildlife products classified as endangered or protected
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Art dealers and galleries
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Auction houses
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Bail bonds and bankruptcy lawyers
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Bidding fee and penny auctions
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Casual dating services
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Car and truck rental / sales / importers / car parts
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Certain social media business (e.g. click farms)
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Cloud storage, VPN, file sharing, (high-risk) cyber lockers
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Cruise lines
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Direct Marketing – Inbound teleservices, outbound telemarketing and travel-related arrangement services, Insurance services, catalog merchants, door-to-door sales
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Governmental services, such as embassies or consulates
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Hazardous materials, including but not limited to:
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Hydrofluoric acid
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Products containing cyanide
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Prohibited ozone-depleting substances
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Nitric acid
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Peptides, research chemicals
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Bacteria cultures or other products containing E-coli or Escherichia coli
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Human body parts or bodily fluids (excluding hair and teeth)
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Internet product and service providers
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Jewelry, watches, precious stones, metals, and silverware stores
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Key-entry telecom merchant
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Mail-order spouse or international match-making services
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Medical, dental, ophthalmic, and hospital equipment and supplies
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Medical benefit packages
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Multi-level marketing
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Nutraceuticals and food products, not including highly regulated products such as CBD and kava kava
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Political, religious, or social campaigning
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Real estate services
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Services associated with pseudoscience (e.g. clairvoyance, horoscopes)
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Fortune telling, Spells, Sorcery, Card Reader, and Tarot
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Telemarketing companies selling products or services as an agent for a third party
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Ticket agencies
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Timeshare and timeshare maintenance
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Travel agents and tour operators
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Businesses selling age or legally-restricted products or services (e.g., sale of alcohol and tobacco). Excludes selling alcohol during service or complimentary drinks. A liquor license is required to sell alcohol.
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Cannabis, Marijuana, marijuana dispensaries, marijuana products, marijuana services, and marijuana-related businesses (excluding hemp). Anything in an ingestible form is prohibited.
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Drugs and tools specifically intended for the production of drugs, drug paraphernalia, illegal drugs, substances designed to mimic illegal drugs, and / or other psychoactive products.
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Illegal products or services or any service providing peripheral support of illegal activities, including illegal gambling services
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Legal gambling or Game of Skill where participants receive cash or cash equivalent or prices with/of material value: including but not limited to: Casinos, poker, bingo, slot machines, betting, lotteries, racing, fantasy sports
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Products or services specifically offered or intended to be used to create, produce, or grow drugs or drug ingredients
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Selling medical devices.
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Tobacco, smoking supplies, e-cigarettes, e-liquids, vaping liquid, vaping accessories (online sale)
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Trade of weapons, ammunition, military arms, explosive devices, and firearm parts
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Any type of US-based gambling services
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Cryptocurrency exchange
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High-risk securities such as:
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Contract for difference
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Financial spread betting
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Initial coin offering
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Forex currency options
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Cryptocurrency options
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Trading and purchases
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Security brokers/investments of any kind, including the purchase of:
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Securities
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Currencies
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Derivatives
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Commodities
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Shares
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Options
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Precious metals
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Other financial instruments
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Aggregators, including but not limited to marketplaces, platforms
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Staged digital wallet operators
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Payment facilitators or other internet payment or member service providers
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Payment service companies, including but not limited to peer-to-peer, bill payments, commissary accounts
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