Vagaro has partnered with Affirm to give you more flexibility at checkout. Instead of paying the full amount upfront, Affirm allows you to split your purchase into manageable payments, such as bi-weekly or longer-term monthly installments. Whether you're booking a service or purchasing a product, you can select a plan that suits your budget. It's fast, transparent, and secure.
Disclaimer
Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders.
Affirm is a buy now, pay later financing option that helps customers pay over time for the services or products they need and want. Affirm’s mission is to deliver honest financial products that improve lives. By building a new kind of payment network — one based on trust, transparency, and putting people first — Affirm stands out from most credit cards. It shows consumers exactly what they will pay up front and never charges any late or hidden fees.
Benefits:
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Flexible Payment Plans: Choose a payment plan that aligns with your budget.
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No Credit Impact for Application: Applying for Affirm does not negatively affect your credit score.
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Transparent Fees: Absolutely no hidden fees or unexpected charges.
To sign up for Affirm, you must:
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Be a U.S. resident (including U.S. territories).
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Be 18 years or older (19 if a ward of the state in Nebraska).
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Possess a Social Security number.
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Own a U.S. phone number capable of receiving SMS messages.
Please confirm directly with the Vagaro business if they offer Affirm as a payment option, as it is not universally available. To streamline the process, it is recommended to sign up for Affirm prior to your appointment.
When paying online, locate the Affirm icon next to services or products. While an estimated monthly payment will be displayed, your actual options will be presented at checkout. Select Affirm at checkout, then log in or create an Affirm account and select your preferred payment plan.
Note
Affirm can't be used for recurring transactions.
Payments can be structured as four interest-free installments every two weeks, or as monthly installments ranging from 3 to 36 months. All costs, due dates, and any applicable interest are disclosed upfront. Some plans may require a down payment or a first payment at checkout, while others may begin approximately one month after your purchase.
Once your loan is active, payments can be managed through the Affirm app or website. You can enable AutoPay or make manual payments. There are no late fees; however, missed payments could affect your credit and future eligibility to use Affirm. Early payoff is permitted without penalty and may result in interest savings.
All Affirm payments are managed in your Affirm account.
Full and partial refunds are possible, subject to the specific business's return policy. Once processed by Vagaro, the refund will appear in your Affirm account. Affirm does not refund any paid interest.
Refer to Affirm’s return and cancellation policy here.
The Annual Percentage Rate (APR) on an Affirm loan typically ranges from 0% to 36%. The exact rate depends on your credit history, the specific business, and other relevant factors. The full cost and interest will always be displayed before you confirm your loan. There are no hidden fees or penalties for early payoff, and paying off your loan early can save you money on unaccrued interest.
Here are some frequently asked questions we've heard from customers of businesses using Affirm.
Nothing changes; you'll continue to pay off your existing Vagaro Pay Later installments as usual. You can see how much you still owe with your previous payments by following the steps below:
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Open the Vagaro app on your phone or log in to vagaro.com from your computer.
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Go to Buy Now, Pay Later:
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On the Vagaro App: Go to → → .
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On a Computer: In the top-right corner, hover over your profile icon, then select Buy Now, Pay Later.
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View your payments:
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To view your current payments, select the Outstanding tab.
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To view your paid payments, select the Paid tab.
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Affirm utilizes a proprietary method of approving consumers, which considers:
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External data from credit reporting agencies.
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Internal data with Affirm, including repayment history and the number of loans they currently have open.
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Transaction info, including the purchase amount.
While Affirm strives to offer financing to all credit-worthy applicants, not every application can be approved. If denied, Affirm will send an email detailing the decision. For further information, visit affirm.com/help.
You may not always qualify for the full purchase amount. In such cases, Affirm will require a down payment, which will be processed immediately upon loan confirmation.
For example, an $800 purchase on a 12-month installment loan might require a $160 down payment, followed by 12 monthly payments of $57.77 at 15% APR. Your first payment will then be due according to your selected payment schedule.
Yes, Affirm is committed to transparency. The exact amount of interest you will owe will be clearly displayed when applying for a loan. If you pay off your loan early, you will not be responsible for paying the interest for the remaining months.
The APR on an Affirm loan ranges from 0% to 36%. The interest rate is determined by several factors, including your credit history, the price of the item, the specific business, and your past loan repayment history. Affirm discloses the interest rate upfront, and there are no hidden fees, including annual fees
Yes, gift cards can be purchased with Affirm, both in-house and online (Online Shopping Cart is required).
ACH is only available as a payment method for autopay. It cannot be used for one-time payments, such as down payments at checkout. If a payment is due immediately during checkout (for example, a first installment or down payment), you’ll need to use a debit or credit card*. Once the loan is active, you can update your payment preferences outside of checkout and add ACH as your autopay method for future scheduled payments.
*Pay by credit card for down payments or Pay in 4 (four biweekly, interest-free payments) only. Chase and Capital One issued credit cards may not be used due to restrictions enacted by those card issuers.
Comments
2 comments
can affirm be used on packages that are not recurring? i know packages have a recurring charge option but we do not use them that way and want clients to be able to finance their initial package charge
Hi Ashlie, yes. As long as the auto-renewal setting is turned off for that package, your customer can use Affirm to pay for it.
Thanks, Jamie
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