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Getting Started with Vagaro Pay Later- for Customers of Vagaro Business

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Jamie Bennett
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With the new Vagaro Pay Later (VPL) feature, you can split transactions into four interest-free installments over six weeks. Instead of paying full price now, Vagaro now offers payment plans, so you can "Pay Later." With VPL, pay for services, packages, classes, and more! This feature comes with no fees, interest, or hard credit checks; it only takes a few minutes to sign up!

This article will cover the following:

Sign Up for Vagaro Pay Later

Important

Vagaro mobile app and Web screens have similar steps for both versions. Follow the steps below, but keep in mind that your screen may look different.

  1. Mobile: Navigate to Profile → Payments → Vagaro Pay Later.

    1_profile_2x.png
    2_vpl.png

    Web: Click your profile icon, then click Vagaro Pay Later.

    2_hover_vpl_2x.png

  2. Click Get Started.

    3_active_vpl_2x.png

  3. Agree to Vagaro Pay Later terms, then click Continue.

    accept_terms_2x.png

  4. Review and click I Agree to terms.

  5. Select an account type and click Submit.

  6. Add a bank account.

    5_online_login_2x.png
    5_2_routing_2x.png

  7. Click Login To My Online Banking.

    1. Click your bank or use search to find your bank.

      5_bank_srch_2x.png

    2. Enter your login credentials.

    3. Click Submit.

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    4. A Success screen will display.

  8. Or click enter my bank account and routing number.

    1. Enter your bank's routing number

      account_nmbr_2x.png

      When entered, your bank name and an account number entry will display.

    2. Enter your account number, enter it again to confirm, and then click Next.

      routing_info_2x.png

    3. A Success screen will display.

  9. Click Continue to return to the VPL sign-up screen.

After successfully adding a bank account, it will be listed in Payment Methods.

Using Vagaro Pay Later

VPL is only available with US businesses

  1. Add products, services, and classes to your cart.

    Renewing packages and memberships cannot be paid for with VPL.

  2. Click the Cart icon.

    1_shopping_crt_2x.png

  3. Click Proceed to Checkout.

    proceed_to_checkout_2x.png

  4. Select VPay Later and bank if you have more than one.

    vpl_installments_2x.png

    Note

    You can split online transactions between gift cards/certificates and VPL. However, you cannot split credit cards and VPL payments.

  5. Accept the business's terms and click Buy Now for products or Book for services and classes.

  6. Review the payment plan and Accept the EFT notice.

    accept_vpl.png

  7. Once accepted, Vagaro will charge you for the first installment, then a complete transaction screen displays.

Manage Payment Methods

To add a new payment method:

  1. Mobile app: Tap Profile, then Payment Methods.

    Web: Click your profile icon, then click Payment Methods.

  2. In the Vagaro Pay Later Bank Accounts section, click Add Bank Account.

    add_bank_2x.png

  3. Follow the same process as Sign Up for VPL.

To remove a bank account:

  1. Select a bank account to delete.

    select_bank_2x.png

  2. Click Delete.

    delete_bank_2x.png

  3. Click Delete to confirm.

    2_delete_2x.png

    Important

    If you have outstanding payments, you cannot delete the associated bank account.

    outstanding_payments_2x.png
    delete_denied_2x.png

Find Businesses that Use Vagaro Pay Later

  1. From the Vagaro.com home page, click Search.

    1_click_search_2x.png

  2. Click Filters.

    1_click_filter_2x.png

  3. Scroll down to Payment, select Vagaro Pay Later, and then click Apply Filters.

    apply_filters_2x.png

    Note

    You can also find VPL businesses on your Vagaro Pay Later page by clicking the View Businesses button.

    view_businesses_2x.png

Managing Vagaro Pay Later Payments

  1. Click your profile icon, then click Vagaro Pay Later.

  2. View VPL payments

    outstanding-paid_2x.png

    1. Click Outstanding to see balances and future payment dates.

    2. Click Paid to see completed transactions.

  3. Click a transaction to see more details.

    click_item_2x.png

    Paid installments will show a green Paid icon.

    outstanding_2x.png

    If a payment fails, a red Failed icon will display under the installment date. An insufficient funds charge will apply based on your state. See the EFT notice to see fees based on your state. Late payments and fees must be processed through your Vagaro account.

    Important

    You can prepay for installments through a Certegy account. Click log in to prepay an installment. If you do not have an account, click enroll and use the Email from your Vagaro account to sign up.

    prepay_installment_2x.png

  4. Click Order (#) for a receipt.

    order__2x.png

Refunds

When returning products or requesting refunds for purchases made with VPL, the business sets up the refund. Businesses can only refund the same payment methods used for the purchase. They cannot, for example, refund by cash or gift certificate for a purchase paid for using VPL.

If the original purchase was split between VPL and other payment types, the business MUST refund the VPL portion through Vagaro Pay Later. When Vagaro receives the refund request from the business, they will refund all payments you have made (or the entire original VPL purchase amount) to the bank account you used for the purchase.

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