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Credit Card Batch Deposit Schedule

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Donna J
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Here's all you need to know about credit card batch schedules and when credit card transactions deposit to your bank account.

Note: This article refers to the batch deposit schedule for customers in the United States. For articles on credit card processing in other countries, go to the Vagaro International Support category.

Related Article: Vagaro Credit Card Processing Fees and Rates

When Do Deposits Batch?

 

Batch Day Deposit Day Duration
Monday Tuesday 1 Day
Tuesday Wednesday 1 Day
Wednesday Thursday 1 Day
Thursday Friday 1 Day
Friday Tuesday 3 Days
Saturday Tuesday 2 Days
Sunday Tuesday 2 Days

 

Remember, transactions that occur before 3 PM Pacific Time / 6 PM Eastern Time are included in a single batch. It then takes about 24 hours to deposit to your bank account. Transactions that occur after 3 PM on Friday, as well as those that happen on Saturday or Sunday, take 2 days to deposit to your bank. This is because banks are closed on Sundays. 

If a transaction occurs after the 3 PM cut-off time, it's included in the next day's batch. There also is a two-day deposit time for transactions that occur before a holiday.  

 

Can I Change the Batch Time?

Yes. You can change the batch time to midnight. Send a request to support@vagaro.com or call 800-919-0157. Please note that this delays the deposit date. Transactions will take 48 hours to deposit to your bank. 

 

Who do I contact if I have questions?

Call Vagaro directly at 800-919-0157. We are available 7 days a week. You can also email us at support@vagaro.com. 

 

Transactions that occur on Holidays

If a transaction occurs on a holiday, it will deposit into your bank account in two days. This is different than the normal schedule shown above, with exceptions for weekends since banks are closed on Sundays.

To view the 2018-2022 holiday schedule observed by the Federal Reserve System, click this link: How Holidays Affect Credit Card Deposits.

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8 comments

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  • Avatar
    Gwendolyn McCathorine

    Will you receive automatic emails after each credit card transaction and Batch reports daily from the Vagaro account?

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    Kiki Williams

    I would like to know the answer to this question as well. I use to have a settlement report and this is missing with the new mercahant. Please help.

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    Nafisa Sobirov

    Please change credit card processor from big business to small business card processor

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    Marvin Varela

    what time is the cut off everyday for the deposit that are made the next day?????

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    Charles I

    Hi Marvin. The batch cut off time is 3 PM Pacific Time. 

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    Jill Utah

    How do i change the bank account we have you deposit to?

     

     

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  • Avatar
    Donna J

    See this article: https://vagaro.zendesk.com/hc/en-us/articles/360004947533

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    Yoradi Jubie

    I wish Vagaro link up with Square. I know I am not the only one on this wish, so much easier access to our money.

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